Babatunde Moses Ololade. “EFFECT OF ADVANCE PAYMENTS ON PERFORMANCE OF SMALL AND MEDIUM ENTERPRISES (SMES): EVIDENCE FROM NIGERIA”. International Journal of Accounting Research 7, no. 1 (June 1, 2022): 39–44. Accessed October 31, 2025. https://j.arabianjbmr.com/index.php/ijar/article/view/193.