Anis Mahomed Karodia (PhD) and Shaheen Khan (2014) “SOME PERSPECTIVES OF RURAL LENDING FOR THE RURAL PERIPHERY OF SOUTH AFRICA IN ORDER TO PROMOTE RURAL DEVELOPMENT AND SUSTAINABILITY: A FOCUS ON THE SERVICE AREA APPROACH”, International Journal of Accounting Research, 1(8), pp. 6–15. Available at: https://j.arabianjbmr.com/index.php/ijar/article/view/33 (Accessed: 16 December 2025).