DETERMINANTS OF FINANCIAL LITERACY OF MICRO ENTREPRENEURS IN DAVAO CITY. International Journal of Accounting Research (IJAR), [S. l.], v. 1, n. 1, p. 44–51, 2013. Disponível em: https://j.arabianjbmr.com/index.php/ijar/article/view/8. Acesso em: 18 sep. 2026.