Udaigiri, M. N., and S. M. Saleh. “The Impact of Mobile Wallets on Consumer Spending Frequency and Loyalty: An Empirical Study Conducted in Bangalore Urban”. Arabian Journal of Business and Management Review (AJBMR), vol. 14, no. 1, May 2025, pp. 53-55, https://j.arabianjbmr.com/index.php/ajbmr/article/view/1282.