AN ARDL APPROACH TO THE DETERMINANTS OF NONPERFORMING LOANS IN ISLAMIC BANKING SYSTEM IN MALAYSIA. Arabian Journal of Business and Management Review (AJBMR), [S. l.], v. 1, n. 2, p. 20–30, 2011. DOI: 10.65453/ajbmr.v1i2.218. Disponível em: http://j.arabianjbmr.com/index.php/ajbmr/article/view/218. Acesso em: 28 oct. 2026.